Terms of Service

Welcome to HKFSI! These Terms of Service (“Terms”) govern your access to and use of our website, products, and services. By accessing or using our website, you agree to comply with and be bound by these Terms. Please read them carefully. If you do not agree with any part of these Terms, please do not use our website or services.

1. Acceptance of Terms

By accessing or using the HKFSI (https://hkfsi.me), you acknowledge that you have read, understood, and agree to be bound by these Terms, as well as our Privacy Policy. These Terms apply to all visitors, users, and others who access or use the Site.

2. Eligibility

You must be at least 18 years old or the age of majority in your jurisdiction to use our website and make purchases. By using our Site, you represent and warrant that you meet these requirements.

3. Account Registration

To access certain features or make purchases, you may need to create an account. You agree to provide accurate, current, and complete information during registration and to update your information as necessary. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

4. Orders and Payment

• Order Acceptance: All orders are subject to acceptance and availability. We reserve the right to refuse or cancel any order at our discretion.
• Pricing: All prices are listed in [currency] and are subject to change without notice. Prices do not include taxes, shipping, or handling fees unless stated otherwise.
• Payment: We accept payment through secure methods as indicated on our Site. By providing payment information, you represent that you are authorized to use the payment method.

5. Shipping and Delivery

We strive to process and deliver orders promptly. Shipping times and fees are provided at checkout and may vary based on location and product availability. We are not responsible for delays outside our control.

6. Returns and Refunds

Our return and refund policy is described on the [Returns & Refunds] page. Please review this policy before making a purchase. If you have questions or need assistance, contact us at mkt@hkfsi.me.

7. User Conduct

You agree not to:

• Use the Site for any unlawful purpose or in violation of any applicable laws.
• Interfere with or disrupt the operation of the Site or servers.
• Attempt to gain unauthorized access to any portion of the Site or other accounts.
• Post or transmit any harmful, offensive, or infringing content.

8. Indemnification

You agree to indemnify and hold harmless HKFSI, its affiliates, and employees from any claims, damages, liabilities, or expenses arising from your use of the Site or violation of these Terms.

9. Changes to Terms

We may update these Terms from time to time. Any changes will be posted on this page with the effective date. Your continued use of the Site after changes constitutes acceptance of the new Terms.

10. Governing Law

These Terms are governed by and construed in accordance with the laws of your country, without regard to its conflict of law principles.

11. Contact Us

If you have any questions or concerns about these Terms, please contact us at:

• Email: mkt@hkfsi.me
• Address: Unit 2223, 22/F Yan's Tower, 25-27 Wong Chuk Hang road, Aberdeen, HongKong
• Phone: (+84) 093 546 0874