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Terms of Use

Terms of Use

Welcome to HKFSI. These Terms of Use govern your access to and use of our website, products, and services. By accessing or using the website, you agree to comply with these terms.

Acceptance of Terms

By accessing or using HKFSI (https://hkfsi.me), you acknowledge that you have read, understood, and agree to be bound by these Terms of Use and our Privacy Policy.

Eligibility

You must be at least 18 years old or the age of majority in your jurisdiction to use our website or make purchases. By using the website, you represent that you meet these requirements.

Account Registration

If account features are offered, you agree to provide accurate and complete information and to keep your account credentials secure. You are responsible for activity that occurs through your account.

Orders and Payment

Shipping and Delivery

We aim to process deliveries promptly, but delivery times may vary depending on location, product availability, courier performance, and circumstances beyond our control.

Returns and Refunds

Return and refund requests are handled according to our Policy. If you need assistance, contact us at mkt@hkfsi.me.

User Conduct

You agree not to misuse the website, interfere with its operation, attempt unauthorized access, submit harmful content, or use the website for unlawful purposes.

Intellectual Property

Website content, branding, images, text, design, and related materials are owned by or licensed to HKFSI and may not be copied, modified, or distributed without permission.

Limitation of Liability

To the maximum extent permitted by law, HKFSI is not liable for indirect, incidental, or consequential damages arising from your use of the website, products, or services.

Changes to Terms

We may update these Terms of Use from time to time. Updates will be posted on this page, and continued use of the website means you accept the updated terms.

Governing Law

These terms are governed by applicable laws, without regard to conflict of law principles.

Contact Us

If you have any questions about these Terms of Use, contact us at: